Delivering the future of credit risk AI governance to regulated financial institutions worldwide.
RISKROBOT™ is redefining credit risk AI governance for regulated financial institutions worldwide.
Model development & documentation accelerated
Reduction in ongoing maintenance time
Total modeling cost reduction
Combines expert judgment with explainable AI across the full credit risk modelling lifecycle — from data to regulatory approval.
Designed for tier-one and digital banks operating under Basel III, IFRS 9, and CECL frameworks.
Available as MaaS for maximum speed, accuracy, and full regulatory approval — ready when you are.
RISKROBOT™ was named Credit Risk Innovation of the Year by Risk.net 2026 — the industry's most prestigious credit risk accolade.
This award validates SPIN Analytics' approach of combining expert judgment with explainable AI across the full credit risk modelling lifecycle — built alongside tier-one and digital banks over several years of real-world deployment.
From global FinTech competitions to top-tier industry programmes — SPIN Analytics has earned its place among the world's leading innovators.
Startup Battlefield 200 — TechCrunch Disrupt
McKinsey European Challenge Winner at VivaTech
Selected for Santander X100 global innovation programme
EY FinTech Growth Programme, United Kingdom
Risk.net Credit Risk Innovation of the Year

Selected by Truist's Risk Innovation program, one of the largest financial institutions in the United States.
Partnership with Plug and Play, Prudential, Stevens Institute of Technology, and the NJ Economic Development Authority.
Academic collaboration bringing real credit risk challenges into Hong Kong's top FinTech curriculum.
Featured in TechCrunch, Bloomberg, and Money20/20 — reaching the world's most influential finance and technology audiences.
Endorsed and featured by global leaders including BBVA, Microsoft, SC Ventures, ING Labs, and FinTech Lab.
In-depth conversation on explainable credit risk AI — sharing SPIN Analytics' vision with the broader FinTech community.
Discover why leading financial institutions trust SPIN Analytics. Request a live demo or explore the latest news and coverage.
SPIN Analytics — September 2026 Newsletter